Business Checking
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No minimum deposit.
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Minimum daily balance of $1,000 to avoid an $8 monthly service fee.
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0-25 checks deposited, no charge. 25+ checks deposited, nominal fee of $.05 per check.
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There is no charge per check written.
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Dividends earned on balances over $2,500.
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Visa check card.
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Overdraft protection (with approved credit).
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Free Online Banking with check imaging.
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Online Bill Pay with no monthly service fee and no per item fee.
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Free e-statements. |
Non-Profit Checking
- No minimum deposit.
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No minimum balance required.
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No service charge.
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0-200 checks deposited, no charge. 200+ checks deposited, nominal fee of $.05 per check.
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No charge per check written.
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Dividends earned on balances over $2,500.
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Visa check card.
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Overdraft protection.
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Overdraft line of credit (with approved credit).
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Free Online Banking with check imaging.
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Online Bill Pay with no monthly service fee and no per item fee.
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Free e-statements. |
Business Savings
- No minimum deposit.
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Dividends based on tiered balances:
$0—$4.99
$5.00—$4,999.99
$5,000—$14,999.99
$15,000—$24,999.99
$25,000+
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Free Online Banking with check imaging.
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Free e-statements. |
Business Lending
With all the anticipated (and unanticipated) expenses of growing your business, it helps to have a friend in your corner. Whether you need extra business capital to buy new equipment, increase seasonal inventory or smooth out your cash flow, look no further than LA DOTD Federal Credit Union. And because we know your time is valuable, our loan process is simple, fast and convenient. Our business loan products include, but are not limited to:
- Commercial real estate.
- Term loans such as for equipment and vehicles.
- Lines of credit.
- Business MasterCard
Lending rates may be on a fixed or variable basis and are based upon the specific repayment program, collateral support and financial strength of each particular loan transaction. |
Merchant Card Processing
To achieve your business goals, you need a partner who is committed to your business success. That's why we're proud to offer you a merchant card program that can save you money and increase your bottom line. We've partnered with Term Net Merchant Services, an industry leader in electronic payment processing, to make available the most high-tech card processing solutions in the industry, at a more affordable cost to you.
Additional Services
- Small business educational resources.
- Safe deposit boxes.
- Online tax service (EFTPS).
- Travelers checks.
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A True Partnership
With the cost of employee benefits skyrocketing today, we have a great benefit for your employees that won't cost you a dime. By adding Credit Union membership to your benefits package, you give your employees access to low-cost financial services while increasing your bottom line. Studies show that the dollar cost to an employer for a financially stressed employee is $400 annually in lost productivity and absenteeism.
As a Corporate Partner of the Credit Union, we would be happy to provide free onsite financial education seminars to your employees on topics ranging from budgeting, understanding your credit report and protecting yourself from identity theft to name a few. Through BALANCE, our free financial fitness program, your employees will also have access to trained counselors who can answer their questions about money management and other personal finance topics. Our goal is to help your employees master their money, not have it master them.
We're Here to Help
For more information on how LA DOTD Federal Credit Union can help your business, please contact Jennifer Hall at (225) 243-0514 or email her at jhall@ladotdfcu.org. You may also contact our Call Center at (800) 436-8328.
Business Resource Links
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