Vehicle Loans
You should only have to shop for the car, not for your car loan. With our great rates, flexible terms and 100% financing, we can have you behind the wheel of your dream car in no time!

• Payroll deduction and automatic transfers available.
• Protect your family from unnecessary financial burdens with credit life and disability insurance.
• Protect your investment with Guaranteed Asset Protection or GAP which covers the difference between the vehicle’s value and the amount you still owe in the event your vehicle is stolen and isn’t recovered or is totaled in an accident and can’t be repaired.

Vehicle Loan Specials
The EDGE Program from Brian Harris Chevrolet is an exclusive offer to LA DOTD Federal Credit Union members on the purchase of a new or used vehicle.  Members will pay only $75 above invoice for their vehicle!  Contact your LA DOTD Federal Credit Union loan officer at 225-387-5646 or call Patrick McKay at Brian Harris Chevrolet for more details. 

Consumer Loans
We want to be your one stop shop for loans at the Credit Union. With our great rates and flexible terms, we have the perfect loan to help you meet your goals. Some of the different types of loans we offer include:

• New and used vehicle loans
• New and used boat loans
• New and used motorcycle loans
• New and used 4-wheeler loans
• New and used mobile homes
• New and used equipment loans
• New appliances and electronics loans
• Computer loans
• Signature loans
• Certificate or share secured loans.

Student Loans
If you’re wondering how you can pay for college, look no further than your Credit Union. We are a partner lending institution with Panhandle-Plains Higher Education Authority, a respected non-profit corporation that offers Stafford and Plus loans.

You can get a copy of the Free Application for Federal Student Application (FAFSA) by clicking here. Make sure you indicate LA DOTD Federal Credit Union lender ID number 831681000.

Visa Credit Cards
Our Visa Platinum and Gold credit cards are packed with value. Enjoy more purchase power with our generous credit lines while you save money with our low variable interest rates. We’ve even included Visa enhancements you will actually use such as auto rental insurance and a year-end summary statement. With just a touch of a button you can securely view your credit card information online including recent transactions and statements. Click here to enroll in Visa online.

It pays to have a LA DOTD FCU Visa card. With our new Rewards2U program, you’ll earn reward points redeemable for exciting travel and premium gift awards every time you use your Visa. View the exciting rewards to select from such as roundtrip airline tickets, gift certificates, ringtones, name brand electronics, and more click here for printable form.  These forms may be mailed or faxed to: Attn: Mariah, 1620 South Range, Denham Springs, LA 70726 or 225-791-5318

• Low variable rates.
• Generous credit lines.
• No annual fee.
• 20-day grace period on purchases.
• Auto rental insurance.
• Year-end summary statement.
• Online credit card access.

Visa rates and disclosure.

Visa payments will be due around the 16th of the month.  Always check your statement to verify your payment due date.  Payments can be made at the Credit Union, online or mailed to Visa, P.O. Box 672051, Dallas, Texas, 75267-2051.  For inquiries or to report lost or stolen cards please call the 24 hour Visa member service number at 1-800-442-4757.